Descanso is a small unincorporated community in San Diego County, east of Alpine and west of Pine Valley of about 2,162 residents. The community's name is a Spanish word meaning a place of rest. At a 3,450 feet (1,050 m) elevation it is located at the south entrance to Cuyamaca Rancho State Park and also borders Cleveland National Forest to the west and east. The area was heavily threatened by the 2003 Cedar Fire. The community consists of many small ranches and newer homes of San Diego commuters. Horseback riding and hiking are a frequent pastimes due to the close proximity to San Diego's back country recreation areas. Its is approximately a 50 minute commute from downtown San Diego. The Descanso Fire Station of the United States Forest Service is home to the Laguna Hotshots. Descanso is home to many firefighters, and many local teenagers join either the Forest Service or the California Department of Forestry and Fire Protection (which also provides direct fire and EMS protection to the community). The ZIP Code is 91916 and the community is inside area code 619.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...