Learn More About Collections Law in Discovery Bay, California

Discovery Bay is a census-designated place (CDP) in Contra Costa County, California in the United States about 60 miles (97 km) from San Francisco. As of 2006, the town's population was about 16,500. Discovery Bay is based on a waterfront community of 3,500+ homes with private docks with access to the Sacramento-San Joaquin River Delta. Now Discovery Bay has grown and added Discovery Bay West which features gated and non-gated "off-water" communities with homes from 1,400 square feet (130 m) up to 4,700 square feet (440 m). In July 2007 Discovery Bay celebrated its maturity into its own community by changing the zip code from 94514 (which it shared with the neighboring town Byron) to 94505. A huge town celebration ensued with a world record-setting paddle boat raft-up.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...