Learn More About Collections Law in Lockwood, California

Lockwood is an unincorporated community in Monterey County, California. It is located 6 miles (9.7 km) east-southeast of Jolon, 1.8 miles (2.9 km) north of the mouth of Tule Canyon, 3 miles (4.8 km) north of San Antonio River, and 9.3 miles (15 km) north of Bryson, at an elevation of 971 feet (296 m). Lockwood is in southern Monterey County and is a small town consisting of farms, ranches, and vineyards. Lockwood encompasses the San Antonio Lake, a very popular destination for many boaters and wakeboarders all around San Luis Obispo and Monterey Counties. There is a post office in Lockwood, a community center, Fayter's Equine/Repair Service, and 2 stores, the Pleyto Store and the Lockwood Store. Just outside of Lockwood is Hesperia Hall, located in Bryson-Hesperia. Lockwood also encompasses the San Antonio Valley Vineyards and several Olive groves. Award winner San Antonio Valley Olive Ranch (SAVOR Extra Virgin Olive Oil) is among the many new Olive groves in the area. The first post office opened in 1888. The name honors Belva Lockwood, candidate for President of the United States in 1884 and 1888 on the Equal Rights Party ticket. The ZIP Code is 93932, and the community is inside area code 831.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...