Learn More About Collections Law in Moraga, California

Moraga (incorprating the former communities of Moraga Town, Rheem, and Rheem Valley) is an affluent suburban incorporated town located in Contra Costa County, California, United States, in the San Francisco Bay Area. It is named in honor of Joaquin Moraga, whose grandfather was José Joaquin Moraga, second in command to Juan Bautista de Anza. As of the 2000 census, Moraga was the 79th wealthiest place in the US with a population above 10,000. It is also the home of Saint Mary's College of California, a Catholic university with 3,962 undergraduate and postgraduate students in the 2007-2008 schoolyear. The college was originally located in San Francisco and then Oakland, but moved to Moraga in 1928. As of 2000, Moraga had a total population of 16,290, not including the college.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...