Learn More About Collections Law in Newbury Park, California

The community of Newbury Park, California is located in the western portion of the city of Thousand Oaks and Casa Conejo, an unincorporated area of southern Ventura County. It is located in the East County area of Ventura County in the Conejo Valley, the northwestern portion of the Greater Los Angeles Area. Newbury Park abuts the Santa Monica Mountains National Recreation Area, with main entrances at the northern edge of the park at Rancho Sierra Vista and Satwiwa. The Conejo Valley is one of the most affluent areas in the country. Presently, Newbury Park has the highest median home values in all of Ventura County, around $730,000. It was ranked as one of the top 100 places to live in the country by Money Magazine. Also, it has the 11th highest per capita income and the 4th highest median household income in the nation (against all other cities with a population of 50,000 or more). The community is served by the Thousand Oaks Library System with two libraries, the Grant R. Brimhall Library, the largest in the region, and the Newbury Park Branch Library. The ZIP Code is 91320, and the community is inside area code 805.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...