Learn More About Collections Law in Oxnard, California

Oxnard is the 121st largest city in the United States, 21st largest city in California and largest city in Ventura County, California by way of population. It is located at the western edge of the fertile Oxnard Plain, and is an important agricultural center, with its distinction as the strawberry and lima bean capital of California. Founded in 1903, it is home to nearly 200,000 citizens (192,997) and is the largest city in the Oxnard-Thousand Oaks-Ventura metropolitan area. The city is home to two large U.S. Navy bases. The Port of Hueneme is the busiest commercial port between Los Angeles and San Francisco. Oxnard is also a major transportation hub in Southern California, with Amtrak, Union Pacific, Metrolink, Greyhound, and Intercalifornia stopping in Oxnard. Oxnard also has a regional airport called Oxnard Airport (OXR).

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...