Learn More About Collections Law in Placentia, California

Placentia is a city in northern Orange County, California. The population was 46,488 at the 2000 census. The 2004 population estimate for Placentia is 49,949. This includes the community of Atwood, which is included in the city of Placentia, and is located in its southernmost quadrants. In recent years Placentia has encountered fiscal difficulties due to its limited tax base and the mismanagement of the OnTrac project, a failed railroad realignment project in its Old Town district. As of January 2007, the city was about $30 million in debt, forcing a reduction of city services.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...