Learn More About Collections Law in Salinas, California

Salinas is the county seat and the largest municipality of Monterey County, California. Salinas is located 10 miles (16 km) east-southeast of the mouth of the Salinas River, at an elevation of about 52 feet (16 m) above sea level. The most current estimate from the California Department of Finance sets the 2006 population at about 148,350, showing a small decline since the year 2000. This city is located at the mouth of the Salinas Valley roughly eight miles from the Pacific Ocean and enjoys a mild climate. The climate is also ideal for the floral industry and grape vineyards planted by world-famous vintners. Salinas is known for being an agricultural center and also for being the hometown of the noted writer and Nobel Prize in Literature winner John Steinbeck.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...