Learn More About Collections Law in Saratoga, California

Saratoga is a city in Santa Clara County, California, USA. It is located on the west side of the Santa Clara Valley, directly west of San Jose, in the San Francisco Bay Area. The population was 30,318 at the 2007 census. Located on the western edge of the Silicon Valley, Saratoga is locally known for its suburban small-town feel, wineries, and high-end boutiques. In 2008, CNN/Money ranked Saratoga number 4 in its listing of top-earning towns. Saratoga was also ranked by Forbes in 2009 as one of America's top 20 most educated small towns. Major attractions include Villa Montalvo, Hakone Gardens, and the Mountain Winery.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...