Learn More About Collections Law in Thermal, California

Thermal is a small unincorporated community located approximately 25 miles southeast of Palm Springs and about 9.5 miles north of the Salton Sea. Although one can find sunny skies most days, residents occasionally endure strong winds and sizzling summer temperatures well above 100 degrees Fahrenheit. The community's elevation is about one hundred twenty feet below mean sea level. It is inside area code 760 and is in ZIP Code 92274. It lies along the Yuma Subdivision of the Union Pacific Railroad. Area crops include citrus orchards, winter vegetables and date palms.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...