Learn More About Collections Law in Westmorland, California

Westmorland (formerly, Westmoreland) is a city in Imperial County, California, United States. Westmorland is located 8.5 miles (14 km) southwest of Calipatria, The population was 2,131 at the 2000 census. It is part of the 'El Centro Metropolitan Area'. Westmorland is on State Route 86, which was upgraded to a new six-lane highway to reduce its infamous auto accident and fatality risk, while it connects with Brawley, El Centro and Mexicali, Baja California, Mexico. The post office, originally called Westmoreland, opened in 1909, closed in 1912, re-opened in 1919, renamed to Westmorland in 1936. Westmorland incorporated in 1934. From the 1920s through the 1950s Westmorland was the site of illegal gaming establishments and many brothels, but these were later destroyed in an attempt to improve the town's image. Westmorland has dealt with the image of high poverty rates and prior to the 1990s North American Free Trade Agreement (NAFTA) economic boom, a nearly dead farm food shipping industry.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...