Collections Law in Georgia

This page covers collections law as it applies in Georgia — the state and federal laws that govern it, filing deadlines, where to get help, and notable in-state decisions. For what collections protects generally, see the national overview.

Compiled from primary legal sourcesNot legal adviceHow we source this

Laws that govern collections in Georgia

Georgia state law

Title 42 > Chapter 1. GENERAL PROVISIONS GA 42 § 42-1-12
Cited in 15 court decisions on this topic's terms.
Title 10. Commerce and Trade > Chapter 1. SELLING AND OTHER TRADE PRACTICES GA 10 § 10-1-390
Cited in 12 court decisions on this topic's terms.
Title 7. Banking and Finance > Chapter 4. INTEREST AND USURY GA 7 § 7-4-2
Cited in 7 court decisions on this topic's terms.
Title 15. Courts > Chapter 11. FAMILY COURT DIVISION GA 15 § 15-11-2
Cited in 5 court decisions on this topic's terms.
Title 36 > Chapter 5. ORGANIZATION OF COUNTY GOVERNMENT GA 36 § 36-5-22.1
Cited in 4 court decisions on this topic's terms.
Title 37. Mental Health > Chapter 3. EXAMINATION, TREATMENT, ETC., FOR MENTAL ILLNESS GA 37 § 37-3-1
Cited in 4 court decisions on this topic's terms.

Browse all of Georgia’s statutes →

Federal law

Title 15 — Commerce and Trade
The U.S. Code title that houses these federal statutes.
Fair Debt Collection Practices Act
Federal law that limits the actions of third-party debt collectors who are attempting to collect debts on behalf of another person or entity. Codified at 15 U.S.C. §§ 1692 et seq.
Fair Credit Reporting Act
Federal law that regulates the collection, dissemination, and use of consumer credit information. Codified at 15 U.S.C. §§ 1681 et seq.

Where to go & how to get help

Government agencies and non-profit legal-help organizations for collections in Georgia.

USA.gov — Find legal aid and free legal serviceslegal aid
Official U.S. government starting point for finding free or low-cost legal help and legal-aid programs near you.
Legal Services Corporation — Get legal helplegal aid
Locate the LSC-funded legal-aid organization that serves your county for civil (non-criminal) legal problems.
American Bar Association — Free Legal Help & Lawyer Referralbar referral
Find your state or local bar association lawyer-referral service and free legal-answer programs.
USA.gov — State attorney generalagency
Find your state attorney general to file consumer-protection, civil-rights, or other complaints.

Not legal advice. State-specific statutes, deadlines and procedures are being sourced and will appear here.