Foreclosure Law in Georgia

This page covers foreclosure law as it applies in Georgia — the state and federal laws that govern it, filing deadlines, where to get help, and notable in-state decisions. For what foreclosure protects generally, see the national overview.

Compiled from primary legal sourcesNot legal adviceHow we source this

Laws that govern foreclosure in Georgia

Georgia state law

Title 19 > Chapter 11. Chapter 11 GA 19 § 19-11-15
Cited in 2 court decisions on this topic's terms.
Title 15. Courts > Chapter 10. MAGISTRATE COURTS GA 15 § 15-10-2
Cited in 1 court decisions on this topic's terms.
Title 10. Commerce and Trade > Chapter 10. SEED-CAPITAL FUND GA 10 § 10-10-5
Title 10. Commerce and Trade > Chapter 7. SURETYSHIP GA 10 § 10-7-44
Title 11. Commercial Code > Chapter 10. Chapter 10 GA 11 § 11-10-104
Title 11. Commercial Code > Chapter 1. Chapter 1 GA 11 § 11-1-102

Browse all of Georgia’s statutes →

Federal law

Truth in Lending Act
Federal law designed to protect consumers in their dealings with lenders and creditors by requiring meaningful disclosure of credit terms. Codified at 15 U.S.C. §§ 1601 et seq.
Real Estate Settlement Procedures Act

Where to go & how to get help

Government agencies and non-profit legal-help organizations for foreclosure in Georgia.

U.S. Department of Housing and Urban Development — Avoiding Foreclosureagency
Funds free or low-cost housing counseling nationwide; call 800-569-4287 to find a HUD-approved housing counselor in Florida who can help evaluate your options at no charge.
U.S. Department of Housing and Urban Development — Housing Counselinghotline
Free foreclosure-prevention counseling from HUD-approved agencies nationwide; call 800-569-4287 to find a counselor near you.
USA.gov — Find legal aid and free legal serviceslegal aid
Official U.S. government starting point for finding free or low-cost legal help and legal-aid programs near you.
Legal Services Corporation — Get legal helplegal aid
Locate the LSC-funded legal-aid organization that serves your county for civil (non-criminal) legal problems.
American Bar Association — Free Legal Help & Lawyer Referralbar referral
Find your state or local bar association lawyer-referral service and free legal-answer programs.
USA.gov — State attorney generalagency
Find your state attorney general to file consumer-protection, civil-rights, or other complaints.

Not legal advice. State-specific statutes, deadlines and procedures are being sourced and will appear here.