Learn More About Collections Law in Centralia, Illinois

Centralia is a city located in Marion, Washington, Clinton, and Jefferson Counties in the U.S. state of Illinois. The population was 14,136 at the 2000 census. The town was founded because it was the point where the two original branches of the Illinois Central Railroad, built in 1856, converged. The town is named for the railroad. The current mayor is Rebecca Ault. Because of its unique location within multiple counties, portions of Centralia are associated with different Core Based Statistical Areas (CBSAs). The Centralia Micropolitan Statistical Area includes all of Marion County. The Clinton County portion of the city is considered part of the St. Louis, MO–IL Metropolitan Statistical Area, while the Jefferson County portion lies within the Mt. Vernon Micropolitan Statistical Area. The portion of Centralia in Washington County is not considered part of any metropolitan or micropolitan area.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Illinois

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...