Learn More About Collections Law in Champaign, Illinois

Champaign is a city in Champaign County, Illinois, in the United States. The city is located 135 miles (217 km) south of Chicago, 124 miles (200 km) west of Indianapolis, Indiana, and 178 miles (286 km) northeast of St. Louis, Missouri. Though surrounded by farm communities, Champaign is notable for sharing the campus of the University of Illinois at Urbana-Champaign with its sibling city of Urbana. Thanks to the university and a number of well known technology startup companies, it is often referred to as the hub, or at least a significant landmark, of the Silicon Prairie. Champaign houses offices for seven Fortune 500 companies, and two more are planned to arrive soon. As reported in the 2000 U.S. Census, the city was home to 67,518 people. The city held a special census in 2007 that showed that its population had grown to 75,254. The mayor is Gerald Schweighart, whose term will expire in 2011.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Illinois

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...