Learn More About Collections Law in El Paso, Illinois

El Paso is a city in McLean and Woodford Counties in the U.S. state of Illinois. The population was 2,695 at the 2000 census. The Woodford County portion of El Paso is part of the Peoria, Illinois Metropolitan Statistical Area. El Paso is a small community in Central Illinois that took on more characteristics of a highway community after Interstate 39 was built (U.S. Highway 51, the old major north/south road, was overlapped onto the new Interstate after its construction). In addition, El Paso is a potential stop for Chicago-Peoria traffic via U.S. Highway 24.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Illinois

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...