Learn More About Collections Law in Niota, Illinois

Niota is an unincorporated community in Appanoose Township, Hancock County, Illinois. The community is located on the bank of the Mississippi River and is at the eastern end of the Fort Madison Toll Bridge, which connects Niota to Fort Madison, Iowa. Niota is the western terminus of Illinois Route 9 and is also served by Illinois Route 96, which is part of the Great River Road. The community suffered severe damage from the June 2008 Midwest floods. The Federal Emergency Management Agency (FEMA) proposed that the community be relocated and incorporated at a cost of $8.5 million, though most townspeople would prefer to stay where they are.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Illinois

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...