Learn More About Collections Law in Clear Lake, Iowa

Clear Lake is a city in Cerro Gordo County, Iowa, United States. The population was 8,161 at the 2000 census. The city is named for the large lake on which it is located. It is the home of a number of marinas, state parks and tourism-related businesses. Clear Lake is also a major stop on Interstate 35 with many restaurants, hotels and truck stops. Nelson P. Crabb was elected mayor of Clear Lake in 2005 and began his term as mayor in January 2006. Clear Lake is part of the Mason City Micropolitan Statistical Area.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Iowa

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...

Federal court opinions concerning collections law in Iowa

291 F2d 42 Gauvey v. United States