Learn More About Collections Law in Dorchester, Iowa

Dorchester is an unincorporated community in northwestern Allamakee County, Iowa, United States. It lies along local roads just off Iowa Highway 76, north of the city of Waukon, the county seat of Allamakee County. Its elevation is 738 feet (225 m). Although Dorchester is unincorporated, it has a post office, with the ZIP code of 52140, which opened on 21 May 1857. Dorchester is located in the Waterloo Township. Dorchester's location in the flood plain of the Upper Iowa River makes it vulnerable to flooding; the community was damaged by high waters in August 2007. It was worse hit on 8 June 2008 and succeeding days: over seven inches (over 18 cm) of rain fell on the 8th, and resulting record high floods of 22½ feet (20½ m) almost completely destroyed a trailer park that was a significant part of the tiny community. A LP gas tank from Dorchester was discovered just eight hours later in Lansing, on the opposite side of the county.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Iowa

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...