Learn More About Collections Law in Montpelier, Iowa

Montpelier is an unincorporated community in eastern Muscatine County, Iowa, United States. Located along Iowa Highway 22, it lies on the Mississippi River above the city of Muscatine, the county seat of Muscatine County. Its elevation is 568 feet (173 m), and it is located at 41°27′33″N 90°48′26″W / 41.45917°N 90.80722°W / 41.45917; -90.80722 (41.4591974, -90.8070883). Montpelier's post office was first established under the name of Iowa on 1836-04-19, changed to Montpelier on 1839-04-01, and discontinued on 1846-02-11. Although it was reestablished on 1882-02-28, it was finally discontinued on 1986-02-18, when it was attached to the Blue Grass post office. Although its post office is gone, Montpelier retains its own ZIP Code, 52759. The community is part of the Muscatine Micropolitan Statistical Area.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Iowa

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...