Learn More About Collections Law in Sigourney, Iowa

Sigourney (pronounced "SIGG-ur-nee") is a city in Keokuk County, Iowa, United States. The population was 2,209 at the 2000 census. It is the county seat of Keokuk County. The Sigourney Community School district encompasses nearly a 70-square-mile (180 km) radius, drawing students from smaller surrounding communities. Approximately 700 students are enrolled yearly, with an average of 350 attending elementary (K-6) and 350 students attending junior/senior high (7-12). The average graduating class is 50 students with 80% moving on to college. The school system's mascot is the Sigourney Savage. Sigourney is represented by Rep. Leonard Boswell in the United States House of Representatives. Keokuk County was opened for white settlement in 1843, and the town got its start in 1844 when S.A. James built the first cabin there. Other families began to settle there as well, and in 1844, the town was named by county commissioner Dr. George H. Stone in honor of popular poet Lydia Sigourney. A large oil-painted portrait of Lydia still graces the foyer of the county courthouse.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Iowa

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...