Learn More About Collections Law in Louisa, Kentucky

Louisa is a city in Lawrence County, Kentucky, United States. The population was 2,018 at the 2000 census. It is the county seat of Lawrence County. The Levisa Fork River and Tug Fork River join at Louisa to form the Big Sandy River. Just north of this merger is the location of the first needle dam in the United States which was completed in 1896. The origin on of the city's name is unclear. Theories include that it was named for Louisa County, Virginia, or a corruption of the name of the river ("Levisa") or that it was named after Louisa Swetnam, one of the first children born in the area to Europeans. Settlement attempts began as early as 1790, but did not take hold until 1818. Louisa became the county seat in 1822 and a city in 1823. During the American Civil War, Union troops under future president James A. Garfield occupied the town from December 1861 until the end of the war, despite several Confederate takeover attempts. The city was home to Fred M. Vinson, 13th Chief Justice of the United States. The Chattaroi Railroad (now a part of CSX) connected to Louisa in 1881. The city is also served by US 23.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Kentucky

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...