Learn More About Collections Law in Ruston, Louisiana

Ruston is a city in and the parish seat of Lincoln Parish, Louisiana, United States. The population was 20,546 at the 2000 census. Ruston rests on the eastern border of the Ark-La-Tex and is the home of Louisiana Tech University. Its economy is built to cater to its college population. Ruston in known throughout the northern portions of the state as the home for the annual Squire Creek Peach Festival. Ruston is the principal city of the Ruston Micropolitan Statistical Area, which includes all of Lincoln and Jackson parishes.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Louisiana

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...