Chelmsford is a suburban town in Middlesex County, Massachusetts in the Greater Boston area. As of the United States 2000 Census, the town's population was 33,858. The Census Bureau's 2008 population estimate for the town was 34,409, ranking it 14th in population among the 54 municipalities in Middlesex county. It is located 24 miles (39 km) from Boston and, bordering on the city of Lowell, is part of the Greater Lowell metropolitan area. Besides Lowell on its northeast, Chelmsford is surrounded by five towns: Tyngsborough to the north, Tewksbury to the east, Billerica to the southeast, Carlisle to the south, and Westford to the west. Chelmsford is bordered by two sizable rivers: the Merrimack River to the north, and the Concord River to the east. Named after Chelmsford, England, the town was incorporated in May 1655 by an act of the Massachusetts General Court. When Chelmsford was incorporated, its local economy was fueled by lumber mills, limestone quarries and kilns. The Chelmsford militia played a role in the American Revolution at the Battle of Lexington and Concord and the Battle of Bunker Hill. The farming community of East Chelmsford was incorporated as Lowell in the 1820s; over the next decades it would go on to become one of the first large-scale factory towns in the United States because of its early role in the country's Industrial Revolution. Chelmsford experienced a drastic increase in population between 1950 and 1970, coinciding with the connection of US Route 3 in Lowell to Massachusetts Route 128 in the 1950s and the extension of US Route 3 from Chelmsford to New Hampshire in the 1960s. Chelmsford has a representative town meeting form of government. The current town manager is Paul Cohen. The town has one public high school – Chelmsford High School – as well as two middle schools, four elementary schools, and a charter middle school and high school. In 2007, Chelmsford was declared the 21st best place to live in the United States by Money magazine.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Massachusetts

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...