Learn More About Collections Law in Houghton, Michigan

Houghton is a city in the U.S. state of Michigan's Upper Peninsula and largest city in the Copper Country on the Keweenaw Peninsula. As of the 2000 census, the city population was 7,010. It is the county seat of Houghton County. It has been listed as one of the "100 Best Small Towns in America. " Houghton is sometimes confused with, or thought to be close to, Houghton Lake; the latter is actually located in the state's Lower Peninsula. Due to its location in the northwestern portion of the Upper Peninsula, Houghton is isolated from the state's most populous areas. It is farther to drive from Houghton to Detroit than it is from Detroit to or Atlanta, Georgia or Washington, DC. It takes several hours less to travel to Chicago, Milwaukee, or Minneapolis from Houghton than it does to travel to Detroit. Houghton was named after Houghton County, which was named after Douglass Houghton. The area lends itself to a wide variety of outdoor sports, both winter and summer.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Michigan

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...