Learn More About Collections Law in Rochester, Minnesota

Rochester is a city in the U.S. state of Minnesota and is the county seat of Olmsted County. Located on both banks of the Zumbro River, it is perhaps best known as the home of Mayo Clinic (giving rise to the city's nickname, "Med City") and is also home to an IBM facility. The city was estimated to have a population of 101,659 according to the Census' 2008 American Community Survey released in 2009, making it Minnesota's third-largest city and the largest outside of the Minneapolis-St. Paul-Bloomington Metropolitan Statistical Area. The Rochester Metropolitan Statistical Area, consisting of Olmsted, Dodge, and Wabasha counties, had an estimated population of 182,924 as of 2009. The city has long been a fixture on Money magazine's "Best Places to Live" index, and was ranked number 67 on the 2006 list but did not make the top 100 in 2009.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Minnesota

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...