Learn More About Collections Law in Cliffwood, New Jersey

Cliffwood is an unincorporated area within Aberdeen Township in Monmouth County, New Jersey, United States. The area is served as United States Postal Service ZIP Code 07721. As of the United States Census, 2000, the population for ZIP Code Tabulation Area 07721 was 2,573. Cliffwood is the home of Guadalcanal Veterans of Foreign Wars (VFW) Post Number 4745, which is used as a community hall, rental facility, and polling place for elections. The post's ladies auxiliary includes elected offices of president, senior vice president, junior vice president, secretary, treasurer, and three trustees with staggered three-year terms. Other positions include chaplain, conductress, guard, and patriotic instructor. Adjacent to the VFW Post is Veterans of Foreign Wars Park (VFW Park), which contains Alvin Ross Memorial Field. The field, which has two softball diamonds, backstops,, team benches, and bleachers, is used for local children's and adults' softball and soccer leagues scheduled by the Aberdeen Township Department of Parks and Recreation. The Aberdeen Township Public Service Facility on Lenox Road is the maintenance and recycling facility for the township.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Jersey

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...