Learn More About Collections Law in Paramus, New Jersey

Paramus is a borough in Bergen County, New Jersey, United States. As of the United States 2000 Census, the borough population was 25,737. As of the Census Bureau's 2007 estimate, the population was 26,278. A suburb of New York City, Paramus is located between 15–20 miles (24–32 km) northwest of Midtown Manhattan and approximately 8 miles west of Upper Manhattan. Paramus is one of the largest shopping meccas in the country, with over $5 billion in annual retail sales, more than any other ZIP Code in the United States. This is despite the fact that Paramus is noted for having some of the most restrictive blue laws in the nation (even stricter than those prevailing in the rest of Bergen County), banning nearly all retail and white-collar businesses from opening on Sundays. Paramus was incorporated as a borough by an act of the New Jersey Legislature on March 2, 1922, based on the results of a referendum held on April 4, 1922 that passed by a vote of 238 for and 10 against. Paramus was created from portions of Midland Township, which now exists as Rochelle Park.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Jersey

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...