Learn More About Collections Law in Ringwood, New Jersey

Ringwood is a borough in Passaic County, New Jersey, United States. As of the United States 2000 Census, the borough population was 12,396. It is the home of Ringwood State Park which contains the State Botanical Garden, the Shepherd Lake Recreation Area, and Skylands and Ringwood Manors. The Borough of Ringwood was incorporated by an Act of the New Jersey Legislature on February 23, 1918, from a "portion of the Township of Pompton", as one of three boroughs formed from Pompton Township, joining Bloomingdale and Wanaque, based on the results of a referendum held on March 22, 1918. The first organizational meeting of the Borough Council took place in the existing Borough Hall on May 6, 1918

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Jersey

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...