Learn More About Collections Law in Westfield, New Jersey

Westfield is a town in Union County, New Jersey, United States. As of the United States 2000 Census, the town population was 29,644. The old village area, now the downtown district, was settled in 1720 as part of the Elizabethtown Tract. Westfield was originally formed as a township on January 27, 1794, from portions of Elizabeth Township, while the area was still part of Essex County, and was incorporated as a one of New Jersey's first 104 townships by an Act of the New Jersey Legislature on February 21, 1798. It became part of the newly-formed Union County on March 19, 1857. Portions of the township have been taken to form Rahway Township (February 27, 1804), Plainfield Township (April 5, 1847), Cranford Township (March 14, 1871), Fanwood Township (March 6, 1878, now known as Scotch Plains), Mountainside (September 25, 1895) and Hillside (April 3, 1913). The Town of Westfield was incorporated on March 4, 1903, replacing Westfield Township.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Jersey

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...