Learn More About Collections Law in Alto, New Mexico

Alto is an unincorporated community in Lincoln County, New Mexico, United States. It is located in the Lincoln National Forest, five miles (8 km) north of the village of Ruidoso, New Mexico. Alto is located at 7,300 feet (2,200 m). The community is most noted as being a thriving artist community and is home to the Spencer Theater for the Performing Arts. Alto received its name from the Spanish word "high," due to its elevation. Alto Lakes (elevation 7,550 feet) is a planned, residential and recreational community covering 1689+ acres along two mountain ridges in Alto. Alto Lakes was conceived and developed by Don Blaugrund beginning in 1967. The heart of the community is the Alto Lakes Golf & Country Club which includes a private 18 hole golf course, dining, swimming and tennis facilities. Membership in the Club is included with ownership of a home, town home, or lot within the community. The residential area of the community includes 1,150+ homes, 83 town homes, and approximately 1,000 vacant lots. Alto Lakes is governed by the Alto Lakes Water & Sanitation District and by the Alto Lakes Special Zoning District as well as community covenants.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Mexico

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...