Learn More About Collections Law in Arroyo Seco, New Mexico

Arroyo Seco is an unincorporated community in Taos County near Taos, New Mexico, United States. Arroyo Seco's economy is based on tourism and services to residents of retirement and vacation homes. Arroyo Seco has a post office, with the ZIP code 87514. The 87514 ZIP Code Tabulation Area had a population of 1,310 at the 2000 census, with 996 housing units, a land area of 53.63 sq. miles, a water area of 0.05 sq. miles, and a population density of 24.43 people per sq. mile at Census 2000. Arroyo Secos's elevation is 7,634 feet.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Mexico

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...