Learn More About Collections Law in Las Cruces, New Mexico

Las Cruces is a city in Doña Ana County, New Mexico, United States. As of the 2000 census, the city had a total population of 74,267. The population was estimated at 91,865 as of July 1, 2008, making it the second largest city in the state. Las Cruces is the center of an agricultural region irrigated by the Rio Grande, which flows just west of the city. The city of Las Cruces bisects the fertile Mesilla Valley, the flood plain of the Rio Grande which extends from Hatch, New Mexico to the west side of El Paso, Texas. Las Cruces is also the home of New Mexico State University. NMSU is New Mexico's only land grant university, citing more than 16,000 graduate and undergraduate students on the main campus. As well as the Organ Mountains that are to the east of the city, the Las Cruces area is also in close proximity to the Dona Ana mountains, the Robledo mountains, and Picacho peak. Las Cruces has a council-manager form of government. It is the county seat of Doña Ana County.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Mexico

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...