Learn More About Collections Law in Cohoes, New York

Cohoes is a city located at the northeast corner of Albany County New York, USA. It is called the "Spindle City" because of the importance of textile production to its growth. As of the 2000 census, the city population was 15,521. The name was believed to have arisen from a Mohawk expression, Ga-ha-oose, referring to the Cohoes Falls and meaning "Place of the Falling Canoe," an interpretation originated by Horatio Gates Spafford in his 1823 publication "A Gazetteer of the State of New York". Later historians posited that the name is derived from the Algonquin "Cohos," which is a place name based on a word meaning "Pine tree."

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New York

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...