Learn More About Collections Law in Modena, New York

Modena is an unincorporated hamlet in Ulster County, New York, United States. It is located in the northwestern corner of the town of Plattekill, centered at the junction of the US 44/NY 55 concurrency and NY 32. It has the ZIP Code 12548. It takes its name from Mary of Modena, newly wed to James II when it was first settled in the late 17th century. Today it in turn lends its name to a service area nearby on the southbound New York State Thruway. It has long been a primarily rural community with minimal development, although that has been changing enough for Hannaford to build one of its supermarkets on Route 32 just south of the junction.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New York

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...