Learn More About Collections Law in Oneonta, New York

Oneonta is a city in southern Otsego County, New York, USA. As of the 2000 U.S. Census, had a population of 13,292. Its nickname is "City of the Hills. " The word "oneonta" is of undetermined origin, but it is popularly thought to mean "place of open rocks" in the Iroquois language. This refers to a prominent geological formation known as "tablerocks" at the western end of the city. The city is surrounded by the town of Oneonta, a separate municipal and political unit. Oneonta is home to the State University of New York at Oneonta and Hartwick College. Oneonta Municipal Airport (N66) is north of the city.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New York

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...