Learn More About Collections Law in Speculator, New York

Speculator is a village in Hamilton County, New York, United States. The population was 348 at the 2000 census. The village is named after a nearby Speculator Mountain. The postal ZIP code is 12164. The Village of Speculator is the only incorporated village within Hamilton County and is within the Town of Lake Pleasant. The village lies on the north end of a lake, also called Lake Pleasant. The local inhabitants sometimes refer to the village as the "Four Corners," referring to the intersection of NYS Route 8 and NYS Route 30 in the middle of the business district. Speculator is within the Adirondack Park.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New York

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...