Learn More About Collections Law in Balsam, North Carolina

Balsam is an unincorporated community located in the Scott Creek township of Jackson County, in the Blue Ridge Mountains of Western North Carolina, USA. As of the 2000 census, the town had a total population of 49. There is one United States Post Office in the town. The Zip Code is 28707. Balsam is located near Balsam Gap, a mountain pass between the Great Balsam Mountains and the Plott Balsams, two of the highest ranges in the Appalachian Mountains. The town and ranges are named after the nicknames of the red spruce and Fraser fir ("he-balsam" and "she-balsam," respectively), which are the dominant tree types at the highest elevations in the Southern Appalachian mountains.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...