Learn More About Collections Law in Clayton, North Carolina

Clayton is a town in Johnston County, North Carolina, United States. A very small portion of the town extends into Wake County. The population was 6,973 at the 2000 census. In 2007, the estimated population was 13,842. Much of that growth can be attributed to the town's close proximity to the Research Triangle area and access to major highways such as I-40, U.S. 70, and NC 42. In 2006, construction began on the Highway 70 Clayton Bypass, a 10.5 mile stretch from Interstate 40 along the southern portion of Clayton to highway 70 business in Smithfield. It was completed in June 2008. The Town Hall is located at 111 East Second Street in Downtown Clayton. The Town Hall complex is shared with The Clayton Center Auditorium and Conference Center.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...