Learn More About Collections Law in Lenoir, North Carolina

Lenoir is a city in Caldwell County, North Carolina, United States. The population was 16,793 at the 2000 census. It is the county seat of Caldwell County. Lenoir is located in the Blue Ridge foothills. The city also contains the Brushy Mountains, a spur of the Blue Ridge Mountains. Hibriten Mountain, located within the city limits of Lenoir, marks the western end of the Brushy Mountains range. The city was named for Revolutionary War figure and early North Carolina statesman General William Lenoir, who lived nearby. His restored home is a tourist attraction. Lenoir is one of the principal cities in the Hickory-Lenoir-Morganton, NC Metropolitan Statistical Area. Lenoir was one of the recipients of the 2008 All-America City Award.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...