Learn More About Collections Law in Mount Pleasant, North Carolina

Mount Pleasant is a town located in eastern Cabarrus County, North Carolina, in the United States. As of the 2000 census, the town population was 1,259. The town center is located at the crossroads of Mount Pleasant Road and NC Hwy. 73. NC Hwy. 49 also skirts the town to the north on its way from Charlotte to Asheboro. The town is an important reference point along the road from Charlotte, the largest city in the Carolinas and Raleigh, the North Carolina state capital. The town is also an important point on NC Hwy. 73 between Concord and Albemarle. The town was once the site of North Carolina College, a Lutheran College for men which closed in 1902 and later became Mt. Pleasant Collegiate Institute, and the Mount Amoena Seminary, a Lutheran finishing school for women (1859–1927). The Eastern Cabarrus Historical Museum is located in the old Administration building of the NC College. The town is home to Mount Pleasant Elementary, Middle, and High Schools, which serve most of the families of eastern Cabarrus County.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...