Learn More About Collections Law in Oak Island, North Carolina

Oak Island, North Carolina is a town located mostly on Oak Island (which also contains the town of Caswell Beach and the North Carolina Baptist Assembly at Fort Caswell) in Brunswick County, North Carolina, United States; a small part of the town extends onto the mainland north of the island's bridge. The population was 6,571 at the 2000 census. It was founded in 1999 by the consolidation of the towns of Long Beach and Yaupon Beach. Its main industry is tourism; the town has an average summer population of 30-40,000. Oak Island is part of the Wilmington Metropolitan Statistical Area.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...