Learn More About Collections Law in Oak Ridge, North Carolina

Oak Ridge is a town in northwestern Guilford County, North Carolina, United States. The population was 3,988 at the 2000 census. As of July 1, 2008, the US Census Bureau indicated that the population had risen to 4,587. The Oak Ridge Military Academy, a private, coed, college-preparatory military boarding school, was established here in 1852. It is the third-oldest military school in the nation still in operation, and it is the official military school of North Carolina, as designated by the state legislature. Until the late 1990s the Oak Ridge area was mostly rural farmland, with numerous tobacco and strawberry farms. However, since its incorporation as a town in 1998, Oak Ridge has undergone rapid suburbanization and population growth. Many of the area's farms have been sold to developers and turned into upper-class housing developments, and several shopping centers have been built around the military academy. Today Oak Ridge is considered to be a wealthy suburb of nearby Greensboro, North Carolina's third-largest city. One rural pastime which is still popular in Oak Ridge is the raising and breeding of horses; each Easter weekend the town hosts a popular horse show.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...