Learn More About Collections Law in Raeford, North Carolina

Raeford is a city in Hoke County, North Carolina, United States. The population was 3,386 at the 2000 census. It is the county seat of Hoke County. The county was named after Confederate General Robert F. Hoke, as Tar Heel native. The City of Raeford, named after the MacRae family who lived at the 'ford of the creek' was at one time made up primarily of old Highland Scot families. Likewise, the Upper Cape Fear Valley of North Carolina was in the 18th and 19th Century the largest settlement of Gaelic speaking Highland Scots in North America. Today many of these old families continue to live in the area, though their presence is noticeably diminished by the great numbers of newcomers to the area as a result of Fort Bragg. Since World War II many Lumbee Indian families have moved northward from Robeson County and now constitute a significant element of the population that is otherwise European and African-American.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...