Learn More About Collections Law in Salisbury, North Carolina

Salisbury is a city in Rowan County in North Carolina, a state of the United States of America. The population was 26,462 in 2000. It is the county seat of Rowan County. Salisbury is the home to famed North Carolina soft drink, Cheerwine, and the regional supermarket Food Lion. Salisbury is the birthplace of former US Senator Elizabeth Dole, financier and philanthropist Julian H. Robertson and retired NBA player Bobby Jackson. Salisbury is the site of a noted prisoner of war camp during the American Civil War and has a large historic home district with many large mansions, several of which are on the National Register of Historic Places. Salisbury also has a strong record of historic preservation.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in North Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...