Learn More About Collections Law in Merlin, Oregon

Merlin is an unincorporated community in Josephine County, Oregon, United States. The area is known for sport fishing and whitewater rafting on the Rogue River. Merlin's ZIP code is 97532. A new railroad station in this location in 1883 was called "Jump Off Joe" for a local stream. The station was renamed Merlin in October 1886. The name came from a railroad civil engineer who named it for the Merlins he saw in the area. "McAllister" post office was established about a mile north of Merlin in 1885, then moved to the vicinity of the railroad station and renamed Merlin in 1891.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Oregon

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...