Learn More About Collections Law in Horatio, South Carolina

Horatio is an unincorporated community in the High Hills of Santee area in western Sumter County, South Carolina, United States. It lies on Horatio Road west of South Carolina Highway 261 north of Stateburg and is the location of the Lenoir Store, which is listed on the National Register of Historic Places. The Horatio post office, Zip Code 29168, is located inside the Lenoir Store at 3240 Horatio Road. The community was originally called Louellen, but was renamed Horatio for Horatio Lenoir.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in South Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...