Learn More About Collections Law in Spartanburg, South Carolina

Spartanburg is the largest city in and the county seat of Spartanburg County, South Carolina, United States. It is the second-largest city of the three primary cities in the Upstate region of South Carolina. Spartanburg is located 98 miles (158 km) northwest of Columbia, 80 miles (130 km) west of Charlotte, and about 190 miles (300 km) northeast of Atlanta. Spartanburg's population was 39,673 at the 2000 census. However, as is typical with South Carolina cities, the urbanized area of the city is much larger at almost 150,000 (according to 2000 U.S. Census Bureau figures), because it is difficult for cities to annex surrounding unincorporated land in South Carolina. It is the principal city of the Spartanburg Metropolitan Statistical Area (population 280,738) which is included in the greater Greenville-Spartanburg-Anderson Combined Statistical Area (population 1,241,618 according to 2008 estimates by the U.S. Census Bureau).

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in South Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...