Learn More About Collections Law in Winnsboro, South Carolina

Winnsboro is a town in Fairfield County, South Carolina, United States. The population was 3,599 at the 2000 census. It is the county seat of Fairfield County. Winnsboro is part of the Columbia, South Carolina Metropolitan Statistical Area. Several years before the Revolution, Richard Winn from Virginia moved to what is now called Fairfield County. His lands covered the present site of Winnsboro, and as early as 1777 the settlement was known as "Winnsborough". The village was laid out and chartered in 1785 upon petition of Richard Winn, John Winn and John Vanderhorst. John, Richard, and Minor Winn all served in the Revolutionary War. Richard was a General and he is said to have fought in more battles than any Whig in South Carolina. John was a Colonel. See Fairfield County, South Carolina for more. The traditional blues song Winnsboro Cotton Mill Blues was written about working in a cotton mill in Winnsboro; the song has been sung by Leadbelly, Pete Seeger, and other artists and was reworked by modernist composer/pianist Frederic Rzewski.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in South Carolina

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...