Learn More About Collections Law in Bergheim, Texas

Bergheim is an unincorporated community in eastern Kendall County, Texas, United States. It lies along State Highway 46 southeast of the city of Boerne, the county seat of Kendall County. Its elevation is 1,437 feet (438 m). Although Bergheim is unincorporated, it has a post office, with the ZIP code of 78004; the ZCTA for ZIP Code 78004 had a population of 676 at the 2000 census. The community is part of the San Antonio Metropolitan Statistical Area. Bergheim, meaning "Mountain Home" in German, was founded by Austria immigrant Andreas Engel, who moved to the area and established a store in 1900. The community's post office was established in 1901. Ranching has long been the mainstay of Bergheim's economy, although the harvesting of cedar lumber has been important at certain times in its history.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Texas

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...